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Travel Insurance A Need to Know guide? Travel insurance protects holiday expenses against adverse events such as cancellation and interruption and also reimburses medical expenses, the loss or damage of property and transit delays. Many millions of travellers and holiday makers purchase some form of insurance every year, but few people know really what it [...]

For thousands of years, risks have been shared during times of tragedy. The first formal insurance company, Lloyd’s of London, was formed in 1769 and their principal concept remains today – to gather the premiums of clients as a pool of resources to return to clients who experience unexpected but covered events. So, that is [...]